Loans from
$2,100 to $15,000

Quick. Online. Easy.

How much do you need?

For how long?

Total repayments $0, made up of an establishment fee of $0 and interest of $0. The repayment amount is based on the variables selected, is subject to our assessment and suitability, and other important terms and conditions apply.*

For illustrative purposes only. The example shown above is based on an average customer. We base our decisions on several criteria and loans can only be granted to borrowers who can afford repayments. For more information about responsible lending contact us on 1800107010.

Small Loans

Why choose MyOzMoney?

We are straight forward,
great to deal with and are all
about making it easier for you.


Quick application

Applying online takes less
than 5 minutes. That’s fast.


Easy to complete

It’s so quick and simple,
with no paperwork required.


Same day transfer

Once approved, we send cash
straight to your bank account.

Small Loans

A small loan is a cash advance that can be as much as $2,000. They are usually repaid within a one to two months, and the application process takes just a few minutes. Small loans can be used to pay for unexpected expenses that require fast access to small amounts of cash.


Getting access to cash in an emergency shouldn’t be hard. If you need a little loan in a hurry, MyOzMoney is here to help.

We make it easier for Australians to take out small loans in times of need, when small amounts of money can go a long way, without all the hassle.

100% online

Applying online for small loans can be done right on our website, 24 hours a day, 7 days a week. Our Frequently Asked Questions section answers the most common questions from customers. You’ll find our contact form on every page, together with a Quick Start application form, to make your application a breeze. And with our online calculator, it’s easy to find out how much you can borrow. If you’re approved, your small loan can be in your account within the hour.

Comfortable repayments

With MyOzMoney, a transparent repayment plan is easy to set up. Even better, repayment calculations are very straightforward, and your cost of borrowing is capped, so your interest payments are always under control.

If you foresee any issues with repaying your small loan, let us know in advance and we’ll help you work out a payment plan.

Responsible lending

At MyOzMoney, we pride ourselves on being a responsible lender. We are upfront about all the related fees and costs associated with your small loan, so there will never be any surprises. And more importantly, we never provide you with a loan that your current finances can’t support, whether it’s a small cash advance or bigger loan.

And even though our process if completely automated, you can always contact us for any reason and talk to a real person! We’re always here to help.

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