Quick and simple loans
up to $50,000

Line of credit

From $1,000 to $15,000


  • Simple online application
  • Withdraw any amount from $100
  • Transferred same-day to bank account
  • Credit becomes available as you repay

Personal loan

From $2,100 to $50,000

Low rate from 7.95% p.a.
(9.33% p.a. comparison rate*)

  • Simple online application
  • Same-day money transfers
  • Low personalised rates
  • No early repayment fees

*This comparison rate is based on our personal loan for an amount of $30,000 over 5 years, a $495 establishment fee and a $10 monthly fee. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Why choose MyOzMoney?

We are straight forward,
great to deal with and are all
about making it easier for you.


Quick application

Applying online takes less
than 5 minutes. That’s fast.


Easy to complete

It’s so quick and simple,
with no paperwork required.


Same day transfer

Once approved, we send cash
straight to your bank account.

Same Day Cash Loans

Same day cash loans are a popular type of online personal loan that can be accessed quickly and conveniently. They typically are up to $50,000, and often have a repayment period of several months or years. Lenders use technology and innovation to simplify the lending process, allowing borrowers to access their cash completely online.

Get your cash loans fast

Need money fast? Then talk to MyOzMoney to find out if you qualify for a same day cash loan up to $50,000. As a lender using financial technology, we specialise in reviewing your application within minutes and giving you an answer fast.

You will know within minutes if you qualify, and, depending on your bank, you may be able to get cash transferred within the hour. To figure out exactly how much you can afford to borrow and how much you’ll need to repay, our loan calculator can help you before you even begin to apply.

Cutting edge finances

At MyOzMoney, we’re serious about your money. Thanks to our proprietary cash lending solution, we can provide you with same day funds. We partner with Proviso bankstatements.com.au to speed up the verification of statements through cutting edge financial technology. That saves you time and money – exactly what you need.

Your security and privacy are also extremely important to us. This is why we use SSL security encryption on our website to protect your information. We also digitally scan your bank statements so MyOzMoney and Proviso staff cannot see your confidential information.

Same day funds

We’ve made applying for same day cash loans easy. We’ve simplified and automated the process so it can all be done electronically. The loan online application form only asks the most relevant questions: your personal information as well as your regular income and expenses. This helps us assess whether you’re a suitable candidate for a small cash loan and will be comfortable making the loan repayments.

We also check your bank statement electronically to verify your information. If you’re approved, you’ll receive a confirmation within minutes and the cash can be transferred right away. If you have a Commonwealth Bank account, you’ll receive the cash loan on the same day. With other financial institutions, it could take a little longer but never usually over a business day.

Good credit

If you are fully employed and receive a regular income, then you’re likely to be approved quickly for same day cash loans. If your situation differs from this scenario, it can take longer to receive same day approval of your loan. But this is because responsible lenders, such as MyOzMoney, are committed to checking that you can meet your obligations comfortably given your current financial situation.

The more information you can provide that you’re good with finances, the quicker MyOzMoney can approve same day loans, and the sooner you’ll be able to receive your money. Apply by clicking on the Quick Start to find out if you’re eligible now.

Ready to start?

Line of credit

From $1,000 to $15,000

Money anytime, anywhere

Personal loan

From $2,100 to $50,000

Low rates, same-day transfers

Same Day Loans up to $50,000 Approved Fast | MyOzMoney

Online credit for everyday needs

Easy, straightforward and online. That’s how we provide the right credit solutions for your everyday needs. Here at MyOzMoney, we understand your constant demand for fast cash and fast payments. With us, everything happens online – from your same day loan application up to getting your funds. No lengthy forms and several days of waiting. Just easy access to same day loans in the comforts of your home, or wherever and whenever you need it. Fast cash has never been this easy.

Learn more

Online credit for everyday needs

Easy, straightforward and online. That’s how we provide the right credit solutions for your everyday needs. Here at MyOzMoney, we understand your constant demand for fast cash and fast payments. With us, everything happens online – from your same day loan application up to getting your funds. No lengthy forms and several days of waiting. Just easy access to same day loans in the comforts of your home, or wherever and whenever you need it. Fast cash has never been this easy.

Money at your fingertips

Why get same day loans with us? Because we’re just like you. We crave for convenience as much as you do. We don’t like to wait for several days, and we understand you’ve got more important things in your pipeline. With fast approval times and paperless online application process, you experience quick and simple access to fast loans just exactly when you need one, without all the hassle.

How to get a same day loan

You must meet the minimum requirements to be eligible to apply for a same day loan with us. If you’re currently employed, at least 18 years old and a citizen or a permanent resident of Australia, then you are qualified for our application process.

Using your desktop, mobile phone or tablet, you can access the MyOzMoney website to start your loan application journey. You may apply for a line of credit up to $15,000 or an unsecured personal loan up to $50,000. If what you’re after are convenience and fast and flexible credit, we have just the right product for you.

With our advanced data technology and machine learning algorithm, you can now get a same day loan in a matter of minutes. Complete your application in less than 5 minutes, get approved fast and depending on who you bank with, have your money in your bank account in as little as 60 seconds.

Your security is a top priority

For your absolute peace of mind, we make sure that all of your transactions with us are secure. During the application process for same day loans, we ask you to submit your online bank statements so we can easily fast track your application. Your bank statements come through a trusted and secure data technology portal that allows us to view your bank transactions in the last 90 days. We obtain these documents through a “read-only” view. With our access only limited, you can ensure that MyOzMoney cannot view or change your account or login information.

Rates tailored to you

Apart from your personal and employment details, we also take into account other factors to ensure a fairer, tailored loan outcome. This includes your credit history, financial commitments and living expenses. We make a same day loan offer based on all these information you have provided. As an online lender with an Australian Credit License, we’re all about fair and responsible lending. You get an offer for same day loans tailored to your personal circumstances. This way, you get a rate that you can afford to repay and help you maintain a positive cash flow. Plus, you don’t have to worry about getting caught with late fees, because we align your fortnightly or monthly repayments according to your pay cycle. With MyOzMoney, you get easy and comfortable loan terms.

We look beyond your credit score

The Comprehensive Credit Reporting (CCR) has made a positive impact on the way money lenders like us assess your application. The traditional credit report only included negative information, such as your past defaults, late repayments and credit enquiries. With the new comprehensive report, your positive repayment behaviour is now shared to your prospective lenders. This significant improvement in credit reporting gives you the opportunity to manage your repayments on time and improve your credit score.

Get better loan terms

We recognize customers who make efforts to settle their repayments on time. Once you have completed your repayments with us, you may apply for a new quick cash loan straight away. We can re-evaluate your MyOzMoney account and if it reflects positive repayment history, we may be able to offer you better loan terms and lower rates.

Apply for the right loan rate

Are you thinking of taking out a same day loan? You may be aware that you need extra cash to cover for your needs right now, but not quite sure how much to borrow. Before you apply online for cash loans, make sure that using a personal loan calculator is on top of your list. With the use of an online loan calculator, you get a clear preview of how your interest rates and establishment fees would cost on a monthly basis. This way, you can make the necessary adjustments on your essential and non-essential spending to give way to the monthly repayments for your same day loans.

Easy credit for the things you love

With MyOzMoney’s modern-day credit solutions, not only you get access to quick credit for the bare essentials, but also for the things you love. May it be for your online subscription to watch your favourite shows or gym equipment to keep yourself fit and active at the comforts of your home, we’ve got you covered. Sometimes you just want to escape the daily hustle so you need those extra funds to spoil yourself too, and we get that.

Cash loans for the bigger things

You may be considering to move into a bigger apartment or thinking of purchasing a brand-new car. Or maybe, you’re just counting the months until your wedding day. Our same day loans are here to give you the fast money you need with fixed interest right then and there, so you can focus on the beautiful and exciting aspect of the new life chapter ahead of you. Use it to pay for rental fees and car costs upfront, or to have a backup fund for your wedding in case the situation calls for it.

Funds for education and learning

Getting student loans is one of the most accessible financing options to pay for your school fees. It’s online and convenient, so you can settle the associated fees with your education straight away, such as accommodation and transportation, textbooks and other learning tools. Whether you are starting college at a big university, funding your child’s early education or simply wanting to develop your professional skills, we have same day loans to help you cover it.

Reach out to us

For enquiries about same day loans and our credit products in general, feel free to talk to us via hello@myozmoney.com.au, or give us a call on 1300 555 911 anytime during business hours. We’d be happy to help.

When you apply for same day loans with us, you get the express cash you need, when you need it. Forget about tons of paperwork because we won’t need them, and ditch the hassle because we’re all about making access to credit smooth and straightforward. Do it the MyOzMoney way: apply for loans online, get results in minutes and use your same day loans now.

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