Quick and simple loans
up to $25,000

For everyday use

Credit limit up to $15,000

For larger purchase

Loans from $2,100 to $25,000



Fast Cash Loans available today

Why choose MyOzMoney?

We are straight forward,
great to deal with and are all
about making it easier for you.

...

Quick application

Applying online takes less
than 5 minutes. That’s fast.

...

Easy to complete

It’s so quick and simple,
with no paperwork required.

...

Same day transfer

Once approved, we send cash
straight to your bank account.

Good with money but need urgent financial assistance?

Fast cash loans are used to cover unplanned and urgent expenses at short notice. A MyOzMoney fast cash loan can be used to cover any number of situations:

  • Urgent home or car repairs
  • Family or friends needing sudden financial help
  • Unexpected bills
  • Moving costs
  • School fees
  • An unplanned holiday

When things can’t wait

Fast cash loans come in handy when the unexpected occurs. But they are also useful for time-sensitive purchases which require a fast commitment, such as a great deal on a flight, or a limited-time-only holiday package. Because you can receive loan approval in less than an hour, you can use a fast cash loan to secure that special price or early bird discount on your purchase almost immediately.

With cash loans approved fast, you are almost fast covered for any situation where cash is needed without delay.

Fast Cash Loans

Are you searching for fast cash loans? Do you need cash loans approved fast?

MyOzMoney offers fast cash loans that can be approved in minutes. Our easy-to-use and completely secure loan application process is super quick and extremely reliable. And if you want to know upfront what your repayments are, you can use our loan calculator

Once approved, you could have your funds available in as little as an hour, depending on your financial institution.

Ready to start?

Line of credit

From $1,000 to $15,000

Money anytime, anywhere

Personal loan

From $2,100 to $25,000

Flexible, fair and simple

Fast Cash Loans up to $25,000 Approved Fast | MyOzMoney

A tech-driven approach to lending

Get access to flexible and fast cash loans up to $25,000. Simply fill out our online application form and get a loan decision within minutes. Our advanced loan management platform and machine learning decision algorithms make it possible to assess thousands of social and financial data in real-time, while all you experience is a fast and seamless online application process. We provide credit this way, because we get you and your desire for quick and convenient solutions.

Learn more

A tech-driven approach to lending

Get access to flexible and fast cash loans up to $25,000. Simply fill out our online application form and get a loan decision within minutes. Our advanced loan management platform and machine learning decision algorithms make it possible to assess thousands of social and financial data in real-time, while all you experience is a fast and seamless online application process. We provide credit this way, because we get you and your desire for quick and convenient solutions.

Apply online, get an outcome in minutes and depending on who you bank with, have your fast cash loan in your bank account immediately. In some cases, your funds hit your bank account in as little as 60 seconds! With an easy application process and quick approval times, you get to manage your bills and everyday upfront payments without the hassle of delays.

Easy cash access for key life events

MyOzMoney offers quick loans online to assist you in paying fees straight away. Whether you need last minute loans to back up your wedding fund or have extra cash to help out with moving and renovation costs, our fast loans are available with fixed interest rates that you can repay in small amounts over your preferred repayment duration.

Quick credit for big cash-outs

You may be thinking of finally buying your own car, but your current savings are not yet enough or your next paycheck won’t be available until next month. Or maybe, you are looking for some paint and furnishing upgrades for your boat so you can party in style this coming summer. With MyOzMoney’s fast cash loan, you get the fast cash you need for big purchases and maintenance in no time. This way, you can skip the fuss of traditional money lending process and jump ahead to the things you enjoy the most.

Student loans online

Entering a university entails getting used to new environments, challenging academic courses and constant social interactions. With all the big and exciting things that are happening as you embark on your student journey, there shouldn’t be anything that may cause you any setbacks – not even your education funds. With MyOzMoney, you can apply for a student loan with affordable rates tailored to your education, so you never have to miss a spot in learning.

For fast cash loans, you may reschedule your repayments within your loan term. It’s free up to five days from your scheduled repayment date as long as you provide 24 hours’ notice. We’ve made our student loan offers flexible, because we understand your need to focus on preparing for your future.

How to get a fast cash loan

You must be an Australian resident who is currently employed and at least 18 years old to qualify for our fast cash loans. No need to worry if you do not have a good credit score, because it’s just one of the many things we consider when reviewing your financial standing and loan application.

Choose between our two credit offers: a line of credit up to $10,000 or an unsecured personal loan up to $25,000. Whatever credit product you choose, the loan terms are 100% tailored to your personal circumstances, with fixed interest rates and better value.

Start your simple and painless loan application journey by heading to our website using your desktop, mobile phone or tablet. Our online platform was practically built to have a comfortable fit on any device, so you can access it right in the comforts of your home or wherever you need fast cash loans.

Secure lending process

As an online money lender with an Australian Credit License, we’re all responsible lending. Apart from your personal and employment details, we also take into account other important factors such as your credit history, income, financial commitments and everyday living expenses. We also ask for your online bank details. We retrieve and verify your information through our trusted digital partner that uses security-level encryption that your bank uses. And there’s nothing to worry about, because we are only permitted with “read-only” access to your bank statements for the last 90 days, and there’s no way we can access or change your bank information and login details.

Fair, transparent loans tailored to you

With MyOzMoney, we’re not only after speedy loan outcomes – we also ensure that they’re fair and transparent. Unlike the conventional credit report that only reveals your negative credit behaviours, the new comprehensive credit report allows money lenders to see your credit history as a whole – citing both the negative and the positive aspects. Apart from your credit enquiries, past defaults and late repayments, the new comprehensive report shows your credit activity for the past 24 months, including your efforts to pay off existing debts. This way, you are able to positively influence your credit score by making your repayments on time.

We won’t charge you for early repayments, and we align your fortnightly or monthly fees to your current pay cycle. Not only you avoid getting caught with late fees, but you also get the opportunity to take full control of your finances and generate good cash flow.

Determine your loan amount

With MyOzMoney, you get access to fast cash loans in just a few simple taps and clicks from your device. But before you head out and apply for one, it is important to see a clear picture of how much your monthly fees and charges and establishment fees would be beforehand so you can adjust your spending accordingly. Numbers and calculations may sound a bit overwhelming, but you can always use an online loan calculator to help you out. It’s free and super easy to use. Just select your preferred loan amount and your desired repayment duration to get your calculations, right then and there!

Get access to better rates

We love giving back to our customers. If you have recently completed your repayments, you may apply for another fast cash loan straight away. With the help of the comprehensive report, we can now reward you for your efforts and initiatives for past positive repayments. If you made your repayments on time for your previous fast cash loans, we may re-evaluate your profile and give you access to lower rates and better loan offers.

We’re one email away

For credit product enquiries such as fast cash loans, same day loans or short term loans, feel free to connect with us via hello@myozmoney.com.au. Alternatively, you may call us directly at 1300 555 911 and someone from our team will respond to you shortly.

We do not apply standard rates for our fast cash loans. We make sure that they are specifically customised to you and your current needs, so you can comfortably repay them. Our process is entirely digital, which means you can finally ditch the hassle of lengthy forms, long queues and several days of waiting for outcomes. Even your fast cash loan contract is signed off digitally! Quick and easy, just like how modern credit should be.

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