Quick and simple loans
up to $25,000

For everyday use

Credit limit up to $10,000

For larger purchase

Loans from $2,100 to $25,000



Online Loans

Why choose MyOzMoney?

We are straight forward,
great to deal with and are all
about making it easier for you.

...

Quick application

Applying online takes less
than 5 minutes. That’s fast.

...

Easy to complete

It’s so quick and simple,
with no paperwork required.

...

Same day transfer

Once approved, we send cash
straight to your bank account.

What are online loans?

Online loans are unsecured personal loans that can be obtained in a completely paperless environment. They are usually of smaller amounts and can be processed relatively quickly with no collateral or guarantee required from the borrower. They tend to be repaid in short periods of time.

Online Loans

Applying for loans online just got easier. With MyOzMoney, applying for online loans up to $25,000 is faster and more secure than ever.

The application form is super simple and fast. We also use bank statements service, Proviso, the latest in credit assessment and financial verification technology that can safely and securely access the bank statements you need to apply with us, on your behalf. If you’re approved, money can be in your account within hours

Fast approvals

Our loans are unsecured, which means you don’t have to provide any kind of collateral, assets, or equity to qualify. As long as your income can comfortably support your requested loan amount plus repayments , you’re likely to be approved quickly and cash can be transferred to your account almost on the spot.

The entire credit assessment process also occurs online, and doesn’t involve any tedious paperwork to fill out, or long interviews with credit officers – it couldn’t be faster or easier.

Responsible lending

MyOzMoney prides itself on being a responsible lender. Our online loans help everyday Australians when they face cash shortfalls or emergencies and need money fast. For example, our loans can be used to pay bills to avoid the disconnection of a vital service, towing your vehicle after an accident, for a boat or even as a small business loan.

We understand that ordinarily, your finances may be in good shape. But sometimes the unexpected happens and you need to borrow money. That’s when you can count on MyOzMoney’s fast and secure online loans.

Flexible and fair to suit you

Your loan is flexible and customised to your needs. Loan repayments can be set up automatically via direct debit to match your income deposits. This means there’s less chance of forgetting to make a payment at any given time.

The best news is that we cap the total interest you will ever have to pay on a loan to 50% of the principal. So, unlike other loans where the interest can continually add up, with MyOzMoney loans the fixed interest you pay will never exceed the cap.

And what’s even better is that there are no early payment fees. So, if you can want to pay your loan off early, there are no exit fees. In fact, we prefer it so you can save even more money!

If you foresee any issues making a payment on time, let us know in advance so we can discuss any adjustments.

What our
customers say


Overall (4.83)

6 reviews

I simply think you are the fastest and easiest way to borrow money.

Gaspara Angeles

Good. Easy website.

Suzanne Marlow

Efficient and easy.

Jeffrey Yu

I love the quick response to all of my emails and text messages. I'll definitely recommend this to anyone.

Nyimeda Macham

Super quick and easy to apply.

Rebecca Stefan

I loved how I could apply and have the money on the same day. I also love that I don't have to have a set loan timeframe and that I could pick 16 months to pay off.

Michele Abbey

Ready to start?

Line of credit

From $1,000 to $10,000

Money anytime, anywhere

Personal loan

From $2,100 to $25,000

Flexible, fair and simple

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