Quick and simple loans
up to $25,000

For everyday use

Credit limit up to $15,000

For larger purchase

Loans from $2,100 to $25,000

Express Cash Loans

Why choose MyOzMoney?

We are straight forward,
great to deal with and are all
about making it easier for you.


Quick application

Applying online takes less
than 5 minutes. That’s fast.


Easy to complete

It’s so quick and simple,
with no paperwork required.


Same day transfer

Once approved, we send cash
straight to your bank account.

What is an express cash loan?

Express cash loans are a type of unsecured personal loan up to $25,000 that can often be approved online within just a few minutes. Once approved, these small loans can sometimes be transferred into an applicant’s bank account within the same day, depending on their financial institution. They are a fast, convenient, and responsible way to access cash.

Get Express Cash Loans Now

In today’s world, money needs to move fast. That’s why express cash loans from MyOzMoney can make all the difference.

MyOzMoney’s express cash loans are perfect for helping you deal with the unexpected.

Faced with sudden car repairs or want to go on a holiday? Get access to express cash today and stop worrying.

Once you complete our simple loan application, it will be reviewed within minutes. Our fast approvals process means you will have a confirmation within the hour and access to your cash almost fast. It couldn’t be easier or faster!

Need money fast?

With fast loan approval, MyOzMoney could have your funds deposited in your account within the hour. In some cases, it can take a little longer depending on your financial institution. But you should typically have your money by the next business day at the latest, so long as you have filled out the simple online form correctly.

Before beginning, you can even use a repayment calculator to find out exactly how much you can afford, and what the total cost of your loan might be. This means you can always be sure you can afford the loan before you even begin to apply.

Found yourself in a spot of trouble?

When unforeseen expenses or opportunities pop up and cash flow is tight, MyOzMoney small loans can help. If you’re looking for an fast cash loan to secure those pre-sale tickets or book that cheap flight, we can help out fast.

MyOzMoney express cash loans can be perfect for any number of everyday situations:

  • Moving house and need to hire extra movers or packing material?
  • Faced with unexpected costs while travelling with your family and friends?
  • Your car broke down and you didn’t plan for towing or repair costs?
  • Want to spoil your loved one or even yourself with a surprise gift?

MyOzMoney is a responsible lender. We don’t recommend spending beyond your means or borrowing money if you can’t afford to make the scheduled repayments. But if your income supports your liabilities and you can comfortably meet the repayments with interest, MyOzMoney can approve you on the spot and help you with a personal loan today.

Ready to start?

Line of credit

From $1,000 to $15,000

Money anytime, anywhere

Personal loan

From $2,100 to $25,000

Flexible, fair and simple

Express Loans up to $25,000 Approved Fast | MyOzMoney

A modern credit solution

MyOzMoney is changing the way how credit works. With an entirely online process, you get access to fast loans up to $25,000. How it works: simply apply online, get an outcome within minutes and have your fast cash loans in your bank account in as little as 60 seconds! No more lengthy forms and several days of waiting, because we’ve made access to cash loans fast and within your reach.

Learn more

A modern credit solution

MyOzMoney is changing the way how credit works. With an entirely online process, you get access to fast loans up to $25,000. How it works: simply apply online, get an outcome within minutes and have your fast cash loans in your bank account in as little as 60 seconds! No more lengthy forms and several days of waiting, because we’ve made access to cash loans fast and within your reach.

Ever since we’ve entered the new digital age, quick services and convenient outcomes have been becoming an increasing trend. And with MyOzMoney, we give you the fast credit solutions you need at fixed interest rates so you can keep up with life’s everyday demands without worrying about your cash flow. Whether you need money now or have incoming bills or purchases to pay for the following week, we have just the perfect credit products for you.

Our credit products are designed for fast access, so you can get the extra cash you need anytime, anywhere. Whether you’re in line to get your morning coffee, getting your hair fixed at the salon or simply cozying up at home, our quick cash loan offers are just a few taps away. Using your desktop, mobile or tablet, you can visit the MyOzMoney website and finish your loan application within 3 to 5 minutes. It’s that easy.

But first, know your ideal rate

Knowing the suitable rate for your needs before applying for fast loans should be on top of your list. And whilst numbers and computations may sound a bit overwhelming, you can use a loan calculator to help you get a preview of your expected fees and charges, such as establishment fees, interest rates and repayments. It’s free, accessible online and gives you calculations on the spot. The rates that may appear during the fast computation are still subject for further assessment, but still very useful in giving you a strong idea on what to expect for your regular repayments. With the use of a personal loan calculator, you can borrow money with confidence.

As an online lender with an Australian Credit License, we do everything with full transparency. We align your fortnightly or monthly repayments with your current pay cycle, so you don’t have to worry of getting caught with late fees.

How to get an express loan

Applying for express loans with us is simple. To qualify, you must be a citizen or a permanent resident of Australia, at least 18 years old and currently employed. If you’ve put a big check on all these requirements, then you are ready to apply!

Your online application starts when you visit the MyOzMoney website. Choose your credit product: you may opt for a line of credit up to $10,000 or fast cash loans up to $25,000.

For a line of credit application, just provide your personal details, loan reasons and bank statements. These details will help determine your credit limit. If you’re applying for an unsecured personal loan or fast loans, just enter your personal details, requested amount and duration, and your loan reasons. The application process is 100% online and paperless for both products. No wasted time, no pile of documents and absolutely no hassle.

We also ask for your online bank details to help us speed up your application process and approval time. We are only permitted with read-only access of your bank statements within the last 90 days, and there’s no way we can access your personal bank information and login details. We obtain this information through a secure portal with bank-level encryption, so you are assured that your data is safe.

These snapshots, along with your personal details and the new comprehensive credit report, are all we need to come up with a fair and transparent fast loan rate tailored to you.

Comprehensive Credit Reporting

The new Comprehensive Credit Reporting (CCR) has been improving the way lenders see all sides of your credit history. Not only it shows your credit enquiries, past defaults and late repayments. It is now complete with all the vital information we need, including your credit activity for the last 24 months. This means that we can now see your positive credit behaviours, such as your initiatives and efforts to settle your debt and other pending financial commitments. It’s a win for both parties. We see the complete picture of your credit history, and you can let money lenders like us know you’re making necessary actions to improve your credit score through your timely repayments.

Secure your travel funds

Are you planning a holiday trip? Consider getting fast cash loans for your next travel. It’s okay if your savings are not yet ready or if your miles are not available for use yet. Through simple taps and clicks from your gadget, you get access to that fast cash loan you need to book your airfare. Use fast loans to secure the date of your tour and accommodation and purchase your essential travel needs. With our same day loans, you don’t only get extra funds for managing bills and everyday living expenses – you get to spoil yourself, too.

For big life events

Moving into a new house can be stressful and exciting at the same time. Apart from your old monthly rental fee, you have to think about your moving costs such as cleaning, fumigation and removalist fees. And it’s your new house, so you’re going to want to decorate it according to the styling inspiration you saw while browsing through a magazine.

Your wedding day may be up in a few days, and you’re looking to have extra money in hand to prepare for unexpected expenses. Or you may be counting the months and weeks before the big day, but still have lots of planning left to do. We get how hectic it can be with all the preparations.

MyOzMoney can give you the fast cash loans you need through easy application and fast approval time, so you will have one less thing to worry about. This way, you can shift your focus on the good aspect of the new life chapter ahead of you.

Learning and education

If you need fast credit to help you pay for school fees upfront, we’re here for you. You can opt for student loans or fast loans to help you cover the fees for early education or university courses that may not be supported by the government funding programs at the moment. With our fast loans, you never have to miss out a spot in learning.

Talk to us

We’d love to hear from you. If you are interested with our credit products or have questions in mind, feel free to reach out to us via hello@myozmoney.com.au, or give us a call on 1300 555 911 anytime during business hours.

Just like you, we live up to the modern-day standards. We don’t want waiting times, and we want everything straightforward. That’s why we are giving you the best credit solution that matches your on-the-go lifestyle. Apply online, get approved in minutes and have the money you need now.

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