Quick and simple loans
up to $25,000

For everyday use

Credit limit up to $10,000

For larger purchase

Loans from $2,100 to $25,000

Cash Advance

Why choose MyOzMoney?

We are straight forward,
great to deal with and are all
about making it easier for you.


Quick application

Applying online takes less
than 5 minutes. That’s fast.


Easy to complete

It’s so quick and simple,
with no paperwork required.


Same day transfer

Once approved, we send cash
straight to your bank account.

What are cash advance loans?

Cash advance loans are small unsecured personal loans that can help when an unexpected need for cash arises. They can be approved and disbursed quickly, sometimes within 24 hours depending on your financial institution and if you have provided all necessary information. They are usually repaid within just a few weeks or months.

Cash Advance

Need money fast? A cash advance could be the answer.

A cash advance is a payment made to you with the agreement that you will repay the money in smaller instalments in the near future. MyOzMoney can provide you with a cash advance of up to $25,000 when you need it the most.

Read on for more information or start the application process by clicking on the Apply Now button. You could be approved for your unsecured loan within the hour if you begin right away.

Suitability of a cash advance

As a responsible lender, My OzMoney must check your eligibility for a cash advance by asking some simple information about your overall income and expenses. If you are employed with an income of at least $1,000 per month, you could get approved quickly for small cash advances. The higher your income, the more advance payment of cash you may be able to receive, depending also on your expenses.

Easy and fast application

To find out if you are eligible for a cash advance, you can start the application process immediately. We will verify your personal information and access your recent bank statements electronically with bankstatements.com.au, making the process as pain free and simple as possible.

The entire application process for a small loan also only takes a few minutes. If we confirm your income can support your expenses, your loan could be approved within minutes. Once approved, if you bank with Commonwealth Bank, your cash can be transferred to your account within the hour. Other institutions could take a little longer, though generally you can receive the funds by the next business day.

Repaying the cash advance

When you apply with My OzMoney, you’ll always know upfront the total repayments that will be required to repay the cash in advance. Affordable repayments will be set up to match your financial situation and salary payments, and automatically debited. If you expect any delays with your income, please inform us so that we can discuss adjustments to the repayment.

Cash can be helpful

Our customers find cash advance loans helpful in different situations:

  • Unexpectedly high bills from data use or overseas calls
  • Car or motorcycle breakdown requiring towing and urgent repairs
  • Unfortunate travel incidents that are not covered by travel insurance
  • Splurging on a spontaneous holiday or gift

Whatever the purpose, if you meet the eligibility criteria for a My OzMoney cash in advance, we can help you today – so apply now.

Ready to start?

Line of credit

From $1,000 to $10,000

Money anytime, anywhere

Personal loan

From $2,100 to $25,000

Flexible, fair and simple

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