Quick and simple loans
up to $25,000

For everyday use

Credit limit up to $10,000

For larger purchase

Loans from $2,100 to $25,000

Short Term Loans

Why choose MyOzMoney?

We are straight forward,
great to deal with and are all
about making it easier for you.


Quick application

Applying online takes less
than 5 minutes. That’s fast.


Easy to complete

It’s so quick and simple,
with no paperwork required.


Same day transfer

Once approved, we send cash
straight to your bank account.

What are short term loans?

Short term loans are small, unsecured personal loans that are repaid in a relatively short timeframe. Many lenders offer short term loans completely online, after applicants provide some basic personal and financial information. Short term loans can come in handy when unexpected expenses arise, and cash is needed quickly and easily to help with the shortfall.

Short Term Loans

MyOzMoney makes it easy for you to get access to short term loans. We offer an innovative, 100% online application, with fast approval and same day funds transfers. We work hard to make sure the application process is quick, safe, and fully secure.

By applying directly online with MyOzMoney, you can borrow up to $25,000 without any complex or time-consuming paperwork, or going to a bank.


Easy, fast and secure application

Our proprietary and fast application process means instant cash is never more than a few clicks away.

To get started, simply submit your personal details, a summary of your income and expenses, and provide access to your most recent bank statements. No messy paperwork or tedious phone calls are required. We use the latest technology and innovation from Proviso bankstatements.com.au to electronically access your most recent bank statements. This way, we can confirm that your income can comfortably support short term finance and loan repayments so you’re never in a tough spot.

Helpful Loans

We understand that from time to time, you may need money fast to tackle unexpected expenses. A short term loan may be exactly what you need when you want to borrow money to overcome this. Our short term loans have helped customers manage many difficult everyday situations, such as:

  • Repairs for storm damage to the home
  • Unexpected car repairs or expenses for a boat
  • Surprise purchases or emergencies while on holiday

Call us or start the application now if you are in need of a short term loan approved fast.

Loans Repayments

MyOzMoney understands the importance of transparency. That’s why your loan repayment information is clear and easy to understand, so you always know exactly how much and when you need to pay. You can also use our loan calculator to determine the total cost of your loan before you apply, so there are no surprises.

Once your loan is approved, we will also make sure you understand all the fees, charges, and interest repayments associated with your loan. We believe that’s how all loans should be.

Our repayment schedule is flexible and tailored to suit to your needs. Generally, a short repayment period is one month suitable for a small cash loan, however for larger amounts it can be longer.

Responsible lender

As a responsible lender, MyOzMoney is required to carry out the necessary due diligence to verify that your current financial situation can support a short term loan and interest repayments.

We are committed to ensuring that you can comfortably repay your loan, particularly as short term loan obligations are typically repaid within a few weeks. However, if you foresee any difficulties in making the scheduled repayments, just let us know in advance and we can discuss your situation personally. We will always be here for you.

Ready to start?

Line of credit

From $1,000 to $10,000

Money anytime, anywhere

Personal loan

From $2,100 to $25,000

Flexible, fair and simple

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