Quick and simple loans
up to $25,000

For everyday use

Credit limit up to $15,000

For larger purchase

Loans from $2,100 to $25,000

Cash Loans

Why choose MyOzMoney?

We are straight forward,
great to deal with and are all
about making it easier for you.


Quick application

Applying online takes less
than 5 minutes. That’s fast.


Easy to complete

It’s so quick and simple,
with no paperwork required.


Same day transfer

Once approved, we send cash
straight to your bank account.

What are cash loans?

Cash loans are small unsecured personal loans up to $25,000. They are typically repaid in a short period of time, such as a few weeks or months, and can be helpful in meeting an unexpected cash shortfall. Cash loans are usually processed online through a streamlined and automated credit assessment process, making them fast, easy, and super convenient.

Get cash loans fast with MyOzMoney

Cash loans from MyOzMoney are fast and hassle-free. Our application process is simple and 100% online so you can apply, get approved, and receive your cash as soon as you need it. It couldn’t be easier or more convenient!

With so many demands on your time, the last thing you need is a long, complicated loan application process that takes days or weeks. When you need a cash loan on the spot, MyOzMoney’s hassle-free online approval process is a cut above the rest.

MyOzMoney uses an innovative and fast application process to cut down the review and approvals process, so the cash can be in your account within an hour, depending on your financial institution.

Fast and easy cash loans to help with the unexpected

MyOzMoney cash loans are perfect for dealing with life’s little unexpected costs. When cash is tight but there are bills to pay or opportunities that you just can’t pass up, we can help.

With MyOzMoney’s fast and easy loans, you can access up to $25,000 to cover sudden expenses like car registration and insurance, or an emergency that can’t be postponed.

So, don’t waste time asking family and friends for money – with MyOzMoney you’re always in good hands. Use our helpful loan calculator to determine your total loan costs and calculate repayments. That way you can always be sure you will be able to repay your loan.

The times a MyOzMoney money loan can be helpful

There are many times when life comes at you fast. And when this happens, you sometimes need to act immediately. Thankfully, with MyOzMoney, help is only a click away for anything you might need:

  • Buying that road bike you’ve always wanted for a cost-effective way to get fit
  • Paying a late bill to avoid a disconnection
  • Covering the rent, bond, or your moving costs when the landlord gives you a notice without warning
  • Emergency storm repairs that come out of nowhere

Turn to MyOzMoney when you need to be approved for a fast, simple cash loan. We’re a responsible lender, so make sure your income can support the loan and your schedule repayments.


Ready to start?

Line of credit

From $1,000 to $15,000

Money anytime, anywhere

Personal loan

From $2,100 to $25,000

Flexible, fair and simple

Cash Loans up to $25,000 Approved Fast | MyOzMoney

Quick and easy cash loans

Get access to quick cash loans up to $25,000. With MyOzMoney’s modern approach to lending, you can now experience a cash loan application process that is entirely online – no lengthy paperwork or days of waiting. Apply online, get approved in minutes, and depending on who you bank with, your extra cash hits your bank account in as little as 60 seconds! We’ve made everything straightforward and easy, because we get you and your growing needs for fast services and convenient solutions.

Learn more

Quick and easy cash loans

Get access to quick cash loans up to $25,000. With MyOzMoney’s modern approach to lending, you can now experience a cash loan application process that is entirely online – no lengthy paperwork or days of waiting. Apply online, get approved in minutes, and depending on who you bank with, your extra cash hits your bank account in as little as 60 seconds! We’ve made everything straightforward and easy, because we get you and your growing needs for fast services and convenient solutions.

How to get a cash loan

Applying for cash loans with us is a breeze, and you can do it anytime and anywhere. To be eligible for our unsecured loans, you must be a legal resident of Australia, currently employed and above 18 years old.

Your journey to quick and easy personal loans starts when you apply through our website which you can easily access using your computer, mobile phone or tablet. Simply fill out the online application form with your personal details, tell us how much you need and your preferred repayment duration.

To stay true to our value of providing fair and transparent fees and charges, we also take into account the individual circumstances of our customers through a comprehensive credit report. Your credit score may tell us something about your financial standing, but we look beyond it and consider a range of other factors such as your credit history, income, debt obligations and living expenses so you get a fair outcome.

We also ask for your online bank details. Through a secure portal, we obtain them as read-only, 90-day documents in a PDF format which means MyOzMoney does not have the ability to access or change your bank information. It helps us process your application easily so we can provide you with fast decisions. The entire process is completely secure, and we use bank-level encryption to keep your data safe.

Through our smart data technology and machine learning algorithms, your cash loan application process and approval process becomes simple and seamless. You get results in a matter of minutes, not days. This way, you can focus on the much more important things in life.

Online loan calculator

A personal loan calculator is a useful online tool that may help you visualize how your repayments and establishment fees would look like once you decide to take out quick cash loans. This serves as an effective credit guide that may give you an idea on how to adjust your essential and non-essential expenditures to give way to your incoming repayments, helping you generate positive cash flow.

Rates tailored to you

As an online lender with an Australian Credit License, we’re all about transparency and responsible lending. Our costs vary depending on the type of credit product you are applying for. When you apply for a loan with us, you have complete control on what type of loan you choose and what repayment terms suit you. This way, you get a tailored rate that you can comfortably repay while still being on top of your other financial commitments. We align your repayments with your pay cycle, so you can easily manage your fortnightly or monthly fees without having to worry about late fees and charges.

Get rewards

We love giving back to our customers. If you’ve completely paid off your most recent loan with us, you can apply for a new one straight away. We may re-evaluate your profile based on our lending criteria, and if it reflects a positive repayment history, we may offer you a better interest rate or loan terms on your next application.

For your on-the-go needs

Cash loans may come in the form of a line of credit, same day loans or short term loans but they are all specifically designed to cater to your everyday life needs, no matter how big or small they are.

Keeping up with your daily on-the-go lifestyle is now easier thanks to fast cash loans. In just a few clicks and taps, you can access your account and use your small loans to get your food fix or purchase new clothes. You can even use your cash advance to go to music festivals, concerts and other big public events that may need you to have extra cash in hand. Your cash loan may also come in handy if you want to have a gadget upgrade, buy stuff for your pets or simply spoil yourself after a hard day’s work. MyOzMoney gives you the cash loan you need, so you can manage to pay for the things you love.

Extra funds for big life events

You might want to use your cash loans for big-ticket items like a new car purchase. Your dream car might be available in a much cheaper rate for a limited time only, and you wouldn’t want to miss the opportunity to finally own it.

Your wedding day is fast approaching, and you want to make sure you have secured your venue and booked your suppliers months ahead. You want it to be perfect, so you’re looking to back up your wedding fund with some extra cash that you can pull out in case the situation calls for it.

Or maybe you are moving into a new home. Apart from the new rental or renovation fees, there are a lot of things to consider to turn this big move into a reality, such as cleaning, fumigating and removalist costs. On top of all these cash-outs, you might still need to settle the remaining rental fees on your old home.

This is where MyOzMoney’s cash loans enter the scene. Through fast credit solutions, you don’t have to sit and wait until your next paycheck to settle your payments. With our easy cash loans, you can pay for your car now, book your wedding venue now and move to your new home now.

Loans for emergency funds and continuous learning

Sometimes, life happens, and you need express cash to manage upfront emergency payments. In times of health concerns and urgent medical procedures, you may consider taking out small cash loans to access fast and easy cash solutions and pay for the medical expenses that are not covered by your health insurance.

If you’re considering paying for your school fees upfront, we can also help. Fixed interest loans offer quick cash solutions if you are looking to hone your existing skillset through online courses, have a professional growth or to finally switch to that university course you’ve been eyeing for a long time. Our student loan covers for your school expenses like student accommodation, early education fees and college courses that might not be supported by government funding programs.

Get in touch with us

Who says getting access to cash loans requires you to wait on long queues and has to be time-consuming? Do it right – experience a faster, better way to receive extra funds with MyOzMoney. We’d love to hear from you and we’d appreciate if you reach out to us via hello@myozmoney.com.au or directly call us anytime on business hours on 1300 555 911 for any questions you may have.

In just a few simple taps, you get the money you need, when you need it. Getting fast loans has never been this easy.

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