Quick and simple loans
up to $50,000

Line of credit

From $1,000 to $15,000


  • Simple online application
  • Withdraw any amount from $100
  • Transferred same-day to bank account
  • Credit becomes available as you repay

Personal loan

From $5,000 to $50,000

Low rate from 9.70% p.a.
(11.08% p.a. comparison rate*)

  • Simple online application
  • Same-day money transfers
  • Low personalised rates
  • No early repayment fees

*This comparison rate is based on our personal loan for an amount of $30,000 over 5 years, a $495 establishment fee and a $10 monthly fee. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Why choose MyOzMoney?

We are straight forward,
great to deal with and are all
about making it easier for you.


Quick application

Applying online takes less
than 5 minutes. That’s fast.


Easy to complete

It’s so quick and simple,
with no paperwork required.


Same day transfer

Once approved, we send cash
straight to your bank account.

Boat Finance

A MyOzMoney boat loan can come in handy if you’re considering investing in a boat. You may want to borrow a small amount for a smaller craft, such as a kayak or canoe. Or, you may be dreaming of the day you climb into your own much larger speedboat or yacht . Regardless of which type of boat you may have in your sights, obtaining boat finance with MyOzMoney may be just what you need to make your dream become a reality.

What you may also not be aware of is that getting boat finance isn’t something just available to the lucky few. By using the right moneylender, you can apply for boat finance and achieve your dream of being a boat owner quickly and simply.

Repairs or Upgrades to an Existing Boat

Boat loans can also be useful if you already own a boat.

If you think your boat needs a fresh coat of paint, or could do with some upgrades to its furnishings, a boat loan may help you get your upgrades complete just in time for summer.

Boat finance can also help when something has gone wrong with your boat, and you need to pay for repairs fast. Perhaps a storm has caused some damage, such as a snapped mast, or a ripped a sail. The last thing you want is to be unable to repair the damage because you don’t have the finance to pay for it.

Applying for boat finance, which is essentially an unsecured loan, can help you in all of these situations, so you can quickly and easily complete any repairs or upgrades your boat may require.

Quick and Easy

Because we know you want less stress in your life, we keep this process super easy with our simple online application process. You can apply for short term loans of up to $50,000 with us quickly online. Our dedicated team will then assess your finances digitally, meaning you don’t have to worry about wasting time filling in any paperwork. This means the process is fast, and you can access your funds within a matter of hours once approved, depending on your bank.

At MyOzMoney, we also want you to make the best loan decision for you. This is why we provide you with tools such as the personal loan repayment calculator and as much information as possible before you apply, including details relating to your interest rate and any other charges.

Ready to start?

Line of credit

From $1,000 to $15,000

Money anytime, anywhere

Personal loan

From $5,000 to $50,000

Low rates, same-day transfers

Boat Finance up up to $50,000 Approved Fast | MyOzMoney

Secure your dream boat now

We are the online money lender in Australia offering individuals access to a host of unsecured personal loans, including our boat finance and car loans, for up to $50,000. As an entirely online lender, we’re available to customers from all over Australia. Our fast loans online application takes just 5 minutes to complete and everything we need to assess your eligibility is included.

Secure your dream boat now

We are the online money lender in Australia offering individuals access to a host of unsecured personal loans, including our boat finance and car loans, for up to $50,000. As an entirely online lender, we’re available to customers from all over Australia. Our fast loans online application takes just 5 minutes to complete and everything we need to assess your eligibility is included.

Whether you’re looking for a quick cash advance to help you between pay cycles or longer-term finance options, we are the honest lender offering competitive rates and low fees and charges. Check out our full list of fees and charges online. 

We have already helped countless individuals secure a boat loan fast and hassle-free, servicing customers from NSW, TAS or VIC, and from WA to QLD, ACT, SA or NT. We are committed to offering the best fast cash loans in Australia.

How long can you finance a boat?

How long you wish to take your boat finance over will depend on the loan term that you opt for. The total loan term for any of our quick loans and personal loans will depend on what your current living expenses are like and what the total loan amount is. Usually, loan terms for assets like boat finance are about 60 months. We don’t charge early termination fees for people who can pay out their easy loans more quickly than their original loan. If you want fast loans you can repay on your terms, we will work with you rather than penalise you. Feel free to undertake a personal loans comparison to ensure you are choosing the right credit product from the right provider before you sign a loan contract.

Our boat finance options are offered as an unsecured loan. This type of loan is not attached to any assets that the credit customer has in their possession. MyOzMoney offers unsecured cash loans of up to $50,000 online and fast, including quick advance loans to help you move from payday to payday more comfortably.

Know your ideal rate first

Before you’re ready to apply for boat finance or any other product like short term loans to larger loans, you can first take a look at our online personal loan calculator. This can help you answer questions like how much can I borrow? Understanding your borrowing power is vital when applying for any type of finance.

With a loan repayment calculator, you can check how indicative interest rates and your desired loan term will translate into monthly repayments. Our loans calculator can be adjusted to reflect the likely personal loan interest rates you would be charged on boat finance and you can use this calculator to check what the total interest payable is likely to be over the entire loan term. By reducing your total amount of months that you repay any of our express loans over, you reduce your total payable interest and the total cost of the original loan.

To be eligible for any of our same day cash loans you must be at least 18 years old, a permanent resident in Australia and currently employed. Our lending criteria is the same for both small loans like a quick cash loan as well as larger loans like our boat finance options. 

We look at more than just your credit history

For anyone with a less than great credit history, you may qualify for a smaller same day loan amount than you have originally applied for. When it comes to personal loans Australia, we’re committed to ensuring our customer can comfortably afford their credit. Quick and reliable repayments ensure that your credit history improves with every successful credit product that you repay. For younger people looking for cash loans online like a student loan straight away, this can be a great way of slowly building your credit experience before you bite off a larger credit chunk. Our small personal loans are available to apply for online in a matter of minutes. 

Go for a line of credit

Another credit option you may find useful is our line of credit option. This works by offering you pre-approval for credit balances of up to $15,000 which you can then choose to draw down in the amounts that you need, whenever you need them. This is a great option for covering the cost of large and unexpected bills as well as helping you take advantage of great sales or special offers. You can use it as your own fast approved line of small cash loans. The best part? Every time you repay your credit balance, you free up those repaid funds once again to borrow in the future. It’s a rolling line of credit that helps you stay afloat financially, even in the face of unexpected expenses.

Fast loans tailored to your needs

Other options from MyOzMoney include renovation loans designed to help you get started on home improvements sooner rather than later, and our holiday loans for people who enjoy getting their booking done early and taking advantage of early-bird specials on things like flights, tours and accommodation. Opt for a wedding loan to cover your complete event costs, including the honeymoon.

Apply online for boat finance or other fixed rate loans with MyOzMoney and discover why we’re the best online lender in Australia. Our personal loans unsecured loans are hassle-free, fast and completely transparent. Apply now.

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