Low rate personal
loans up to $50,000

Unsecured Personal Loan

Competitive rates from 7.95% p.a.
(9.33% p.a. comparison rate*),
with same-day money transfers.

*This comparison rate is based on our personal loan for an amount of $30,000 over 5 years, a $495 establishment fee and a $10 monthly fee. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Why choose MyOzMoney?

We are straight forward,
great to deal with and are all
about making it easier for you.


Quick application

Applying online takes less
than 5 minutes. That’s fast.


Easy to complete

It’s so quick and simple,
with no paperwork required.


Same day transfer

Once approved, we send cash
straight to your bank account.

Unsecured Personal Loan

With MyOzMoney’s fast and easy application process, you can take out an unsecured personal loan to the value of $50,000 quickly and simply, when you need it. If you find yourself suddenly needing cash, then an unsecured personal loan might be the right option for you.

Need Money Fast?

Sometimes everything can feel like it’s on track, then all of a sudden you’re hit with an unexpected bill or expense. It could be that you’ve experienced unexpected damage to your home, or that your car decided to break down suddenly, and the problem is bigger than you thought. It could even be an emergency medical bill that needs to be paid as soon as possible. However, an unsecured personal loan will help you in all of these situations and more.

Using MyOzMoney

Taking out an unsecured personal loan through MyOzMoney doesn’t require putting up any security as collateral for the loan, such as property or a vehicle. This means much less paperwork, making it an extremely quick and simple process to complete your application. All we will ask for are your personal details, employment status, income, and expenditure. We will then analyse your ability to repay the loan, in a fast and easy process that is conducted all online.

How To Apply?

You can apply through our easy online application process. Simply enter the loan amount, and loan term to understand the size of your loan repayments, and the total loan amount you will be required to repay. If you are happy with these amounts, you can click ‘apply now’ to get the process started immediately. If you have any queries along the way, you can also contact our hotline and speak with one of our customer service representatives at any point.

Responsible lending

At MyOzMoney we pride ourselves on responsible lending. This is why we are upfront about all charges, fees and interest costs you may incur while repaying your loan. This means you will never be faced with any hidden surprises.

Ready to start?

Just a second please,
we're loading your application...