Low rate personal loans for everyday
Apply for a hassle-free personal loan with competitive rates and flexible repayment options.
Why choose MyOzMoney?
We are all about making things easier for you.
Quick application
Applying online takes less than 5 minutes. No paperwork required.
Fast approval
We'll give you a fast outcome on your application.
Great rates
Competitive, personalised interest rates.
Uncomplicated loans
Apply online for personal loans of up to $50,000. We do everything online, making it faster and easier for you while keeping our costs low, so we can pass those savings back to you.
Competitive interest rates tailored to your financial situation.
Pay off your loan ahead of schedule without any extra charges.
Get quick access to your funds. Once approved, we’ll transfer the money instantly.
Choose a loan period and payment schedule that suits you.
Applying is easy
Follow these simple steps to apply for your personal loan.
Customise your loan
1
You have the power to choose the loan amount you want to borrow and the repayment schedule that best suits your needs.
Get your rate in minutes
2
It takes less than 5 minutes to get your rate, and it won't affect your credit score. Once you have your rate, it's your choice if you want to submit the application.
Fast access to funds
3
If your application is approved, we transfer the loan amount to your bank account straight away.
Ready to begin?
Cash Loans Brisbane
Apply online now for cash loans in Brisbane and you could have the money you need in your account the same day. We offer customers a quick and easy application process, fast online approvals and express cash transfers for approved customers. All you need to do is apply online. Rather than other lenders who may ask you to upload lots of supporting documentation, we specialise in fast and online finance solutions. You only need some standard forms of identification and less than 5 minutes of your time.
Small loans start from loan terms of just 12 months and loan amounts from $2100. For customers seeking larger finance amounts, apply online today for up to $50,000 available over 5 years. Use our online tools like a loan calculator to discover what you can comfortably afford to borrow and how a quick loan from us could help you out.
How do cash loans work?
Quick cash loans are lump sum payments made directly to your bank account and that you repay over your selected loan term with fixed monthly or fortnightly repayments. Your loan offer from us will clearly show you how many repayments that you need to make, what the loan term is (ranging from 12 months up to 5 years) and the interest rate that you have been charged. All fees are fixed so you know exactly what your repayment amount is and can comfortably budget for it each month or fortnight.
To get an idea of what your repayment amount might be like on a new quick loan from us, you can use our online tools like a loan repayment calculator. Simply input the desired loan amount, an indicative interest rate and your desired loan term. You can increase or decrease your repayment amount but changing the loan term. Short term loans from us start at 12-month terms while our larger loan amounts can be taken over 60 months.
Your new personal loan from us is a fixed amount too. This means that you are unable to increase your loan amount or redraw any funds you have repaid on it throughout the loan term. If you’re looking for a more flexible credit option that allows you to reuse repaid credit funds, then you may be interested in our line of credit option. Our line of credit is available for balances between $1000 and $15,000. This means that you receive a pre-approved credit balance up to your desired amount and then simply transfer the cash you need when you need it with a minimum transfer amount of $100.
Where to get cash loans in Brisbane?
Getting fast cash loans in Brisbane is quick and easy with MyOzMoney. Our application process takes you less than 5 minutes to complete and submit all online and you could be approved for and get the money you need the same day that you have applied for it. We use a range of software solutions to produce a fast and fair loan assessment process that relies on our secure online portal, allowing us to receive a recent 90-day banking statement directly from your account. You may also submit your online bank details during your application. By doing so, you authorise a read-only PDF format statement to be forwarded to our loan assessment team which we use to instantly verify your application data.
Customers who apply for our quick online loans during our business hours typically receive a response within minutes. If you’re happy with your loan offer, then you simply have to accept it online and return it. As soon as our loan assessment team has received your signed contract, we authorise the release of your funds immediately. You could have the money you need in your account the same day that you applied for it when you choose MyOzMoney.
As Australia’s online lender, we service the entire country via our website which means you can apply for our range of loans online from anywhere. We offer cash loans in Sydney and cash loans in Melbourne, as well servicing the Greater Brisbane area including Brisbane CBD, Fortitude Valley, South Brisbane, Redcliffe, Beenleigh, Sherwood, Brisbane City, Ipswich, Logan City, Moreton Bay and Redland City. Apply in your own time from any device and get approved today for the money you’re looking for.
Can I get cash loans with bad credit?
Getting loans with bad credit can feel like an uphill struggle. Our application and assessment process includes checking your credit file as standard, but this is just one part of your overall financial picture and we know this. Recent changes to the way that your credit file works include now allowing lenders the ability to see the last 24 months of transactions. This means that if you've taken steps to repair your credit file then we’ll see your efforts when we assess your application. We’re a responsible money lender which means that we only extend credit options to the customer who we believe can comfortably afford to meet their repayments.
Get approved today for cash loans in Brisbane and you could have the funds you need in your account within 24 hours of applying. Apply now to check how much you could be approved for.