Cash Loans Sydney

Are you a resident in Parramatta, North Sydney, Hornsby, Bondi, Chatswood, the Inner West, North Shore, Western Suburbs or Eastern Suburbs? If you’re looking for cash loans in Sydney then look no further than MyOzMoney, Australia’s online money lender offering fast and easy cash to Aussies just like you. There are no hidden charges and no bull.

Everything you need to know about our schedule of fees and our terms and conditions is written in plain language and viewable on our website. Applications take you less than 5 minutes to complete and submit online and we probably won’t even need to speak with you. Apply online now to discover how much you could get approved for today for either loan ranging from $2,100 to $50,000 or our line of credit option for balances between $1,000 and $15,000.

Where to get cash loans in Sydney?

Get approved for cash loans in Sydney today when you choose MyOzMoney. Our application process takes you less than 5 minutes to complete and submit online. We’ve specifically designed our application form to be fast and intuitive and there’s no need to upload reams of paperwork at the end. In fact, at the end of your application, you’ll be directed to a secure online portal and asked to log into your online banking platform. This step allows us to receive a recent 90-day bank statement directly from your account (we don’t receive access to your account, just a read-only statement) which we use to instantly verify your application data. Customers who apply for our range of quick loans online typically receive a response within the hour. 

Our loan application offer is also all online so if you like the offer that we have made you then you simply accept it online too. Once we have received your acceptance then we authorise the immediate transfer of your new funds. This means that, depending on who you bank with, you could have the quick cash loan you’re looking for in your account the same day that you applied for it. If not, then the next business day at the latest.

To qualify for our fast online loans application, you need to be at least 18 years of age, currently employed and a permanent resident within Australia. 

How do the repayments work for cash loans?

Repayments for your new personal loan are fixed. This means that the number of repayments that you make, the interest rate that you are charged, and the amount of your repayment remains the same throughout the term of your loan. Your new quick loan contract will detail how many repayments you must make when they will be direct debited and how long your loan term is. Our range of short term loans, for example, start with balances of $2,100 and can be taken over just 12 months. For larger cash loans, you can apply for up to $50,000 taken over 5 years or 60 months.

You can use online tools like our loan repayment calculator to give you an idea of what kind of repayment amount you are likely to have for a loan of your choosing. Adjust inputs like the loan term and interest rate to arrive at an affordable, indicative repayment amount that works for you.

Even after you have started making repayments on your loan, you will not be able to redraw funds from your loan nor apply for a loan increase. If you’re looking for small loans like a quick cash injection to help you cover some upcoming bills or buy something like a new laptop, home furnishings or outfit a new home office suite, then you might like to consider our line of credit option instead. Our line of credit is available for balances between $1,000 and $15,000 and, just like a credit card, you can reuse your credit funds once you have repaid them as often as you like. Unlike a credit card, our line of credit works more like fast cash loans when you need them. You transfer cash amounts from your line of credit and directly into your bank account with minimum withdrawal amounts of $100. Getting approved for a line of credit from MyOzMoney is just as fast as any of our other credit options, using the same online application form taking less than 5 minutes to complete and submit.

Can I get cash loans with bad credit?

Struggling with bad credit can be hard, especially when you’re trying to get in front of your finances. Fortunately, recent changes to the way your credit file works mean that money lenders like us now get to see the last 24 months of transactions on your credit file, not just the bad parts. We can see what kind of inroads you may have made repairing your credit file and this helps to provide a broader and more accurate picture of your finances for our assessment team. We are a fair and responsible money lender and will only extend finance options to individuals that we believe can comfortably afford to repay their credit.

Ready to start a new application for cash loans in Sydney? You’re just 5 minutes away from submitting it. We are Australia’s online lender offering fast and easy finance to customers just like you. We offer cash loans in Melbourne and cash loans in Brisbane, too, covering the length and breadth of the country. Apply online today.