Instant Loans Sydney

We are Australia’s online lender offering fast and easy access to great finance at low fees and interest. Get approved for instant loans in Sydney from anywhere in the Greater Sydney region including Parramatta to the North Shore, Sydney CBD and the Eastern Suburbs. We cover the entire area of Sydney so it doesn’t matter where you are from like Chatswood, Bondi, Hornsby, North Sydney, the Inner West or fast Western Suburbs, you could be approved today for our range of fast and easy finance starting with loans from $2,100 to $50,000. Apply online from any device now to find out how much you could get from Australia’s quick and easy online lender, MyOzMoney.

How to get instant loans online?

As a wholly online lender, MyOzMoney covers all of Australia so you can get instant loans in Sydney or instant loans in Melbourne and instant loans in Brisbane online today. Life’s little setbacks like unexpected expenses can sometimes clear out your savings or else put a serious dent in your cash flow. Choosing short term loans from us can help you get the money you need fast and save your cash flow from crippling under the weight of your bills and expenses that month. Our range of small loans start with balances of just $2,100 and you can take any of our short term loans over as little as 12 months. This could be a great option for anyone who needs fast cash loans immediately for time-sensitive moments like emergency travel bookings, moving to a new rental property, undergoing medical procedures or for getting your car back on the road. 

Where to get instant loans in Sydney?

Our range of fast cash loans is quick and easy to apply for. We’re Australia’s online lender and we specialise in providing our customers with a no-nonsense approach to money lending. It starts with our application process that takes you just 5 minutes to complete and submit all online via our website. We don’t ask you for lots of paperwork like your payslips, your rental ledger and your employment references. In fact, all you’ll need to complete and submit your application for our range of personal loans today are some basic forms of identification like your driver’s licence and your Medicare card. 

We also ask for your online bank details during your application. This then sends our loan assessment team a copy of the last 90 days’ worth of transactions from your bank account. It arrives as a PDF format and is read-only. We also don’t receive access to your account or any of your login details. We use your transaction statement to quickly and effectively verify your application data so that we can send your approval to you sooner rather than later. 

When you receive your approval and you’re happy with the quick loans to offer that we’ve made you then you simply accept your new contract online too. Once we have received your acceptance then we authorise the transfer of your funds immediately. This usually means that our customers receive the cash they’re looking for within 24 hours of applying (this depends on who you bank with) or the next business day.

What are repayments like for instant loans in Sydney?

Repayments for any of our online loans are fixed for the duration of the loan term. This means that you pay the same amount every month or fortnight (depending on the loan) and the repayment amount remains the same for the entire loan term. When you receive a loan offer from us, your loan term and the number of repayments that you need to make will be visible. Unlike other lenders, MyOzMoney doesn’t charge customers an early termination fee when they choose to pay out a loan balance ahead of schedule. This means that you could save yourself a bit of interest and clear out your debt with us without paying additional fees. Of course, you don’t have to pay out your loan balance early. We try to remain as flexible as possible for our customers which means that you can reschedule repayments when you need to, all from our intuitive online portal.

Once you have started making repayments on your personal loan with us, you are not able to increase your loan balance or redraw any repaid funds. If you’re looking for a finance product which allows you to redraw on your credit balance, then you might like to consider our line of credit option instead. This is a revolving line of credit available for balances between $1,000 and $15,000. You use it like a pre-approved loan amount, transferring the cash you need from your credit line directly to your bank account. A minimum withdrawal amount of $100 applies. 

Once those credit funds are repaid then they become instantly available to draw on again. You can use your line of credit with us as often as you like, knowing that you have peace of mind and it’s there should you need it. 

To be eligible for any of our quick cash loan products, including our range of instant loans in Sydney, you must be at least 18 years of age, currently employed and a permanent resident in Australia. If all of that criteria applies to you, then you’re just 5 minutes away from submitting a new application online with us. Get started now and get approved for the money you need fast from MyOzMoney.