Simple and flexible
loans up to $250,000

Quick. Online. Easy.

How much do you need?

For how long?



For illustrative purposes only. The example shown above is based on an average customer. We base our decisions on several criteria and loans can only be granted to borrowers who can afford repayments. For more information about responsible lending contact us on 1800107010.

Getting a business loan

Why choose MyOzMoney?

We are straight forward,
great to deal with and are all
about making it easier for you.

...

Quick application

Applying online takes less
than 5 minutes. That’s fast.

...

Easy to complete

It’s so quick and simple,
with no paperwork required.

...

Same day transfer

Once approved, we send cash
straight to your bank account.

How to get a business loan

Getting a business loan is now extremely simple, with a new range of digital lenders who can all be found online in seconds. Once you’ve found a digital lender you like, you simply input how much you’d like to borrow, your preferred repayment period, and some basic information about your firm’s revenues and expenses.

Are you eligible?

To be eligible, your business
must meet the following:

Be registered
in Australia

Trading for at
least 18 months

Turned over $200k
in the last 12 months

Have an Australian
online banking account

Ready to apply?

The process of getting a business loan is changing

In the olden days, getting a business loan meant going down to a local bank, filling out lengthy application forms, and waiting for the bank to approve the terms of the loan agreement. This process could take days, and sometimes weeks, from start to finish. Sometimes, after jumping through hoops and waiting on pins and needles… the answer from the bank is still no. Major bummer.

For many business owners, this is simply too long to wait to determine if business loans or a line of credit is going to be available. If you find yourself in this situation, it is time to explore how our platform and technology is changing the way that business owners access credit. Our goal is simple yet audacious: to streamline the entire process of getting a small business loan.

You are in control

At MyOzMoney, we put you in control of the entire process. Our web-based lending platform allows you to set up an account, request funds, and see the progress of your loan application from anywhere you have internet access. Our platform is designed with speed in mind, and in some cases first time borrowers will have access to a line of credit within hours.

How can we turn around loans this quickly to customers? When you apply for a business loan with MyOzMoney, the entire process is online and determined by our advanced, proprietary lending algorithms. At long last – you can forget about the paperwork and administrative headache of working with a traditional business lender. Our entire loan process only requires you to provide the amount you’d like to borrow, your preferred repayment period, and some basic information about your company’s income and expenses.

How customers are using the funds

We work with all shapes and sizes of Australian businesses, from the small business down the street, to internationally-recognized firms. Our customers are using the funds from a MyOzMoney loan to purchase raw materials, build new office space, and make investments in technology that can streamline their operation and increase sales. When things get tight (as they can from time to time in any business), a MyOzMoney loan can help you keep employees paid and the lights on.

Regardless of the type of business you are in, here at MyOzMoney we are positioned to provide full service lending services backed by a best-in-class web portal. Click here to see how we are changing the landscape for commercial loans.

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