Low rate personal
loans up to $50,000

Competitive rates from 7.95% p.a.
(9.33% p.a. comparison rate*),
with same-day money transfers.


*This comparison rate is based on our personal loan for an amount of $30,000 over 5 years, a $495 establishment fee and a $10 monthly fee. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Why choose MyOzMoney?

We are straight forward,
great to deal with and are all
about making it easier for you.

...

Quick application

Applying online takes less
than 5 minutes. That’s fast.

...

Easy to complete

It’s so quick and simple,
with no paperwork required.

...

Same day transfer

Once approved, we send cash
straight to your bank account.

Fast Loans Australia

Apply online today for fast loans in Australia with MyOzMoney. As a wholly online lender, everything you need for quick loans or our line of credit option is available via our website. That includes a fast and intuitive 5 minute application form, all of our lending terms and conditions as well as a full schedule of our fees. Customers who apply during our business hours typically receive a response from our assessment team within the hour.

If you’re happy with the loan offer and you have signed your contract online, we can transfer your cash loan directly to your account. This could mean that the funds you need arrive in your account the same day that you have applied for them.

If you’re looking for a line of credit option, then applications take the same amount of time. Once approved and you have accepted our terms and conditions then access to your line of credit is instant. Transfer cash loans to your account when you need them and enjoy the flexibility of knowing that once your credit funds have been repaid, you can access new credit immediately, like a credit card.

How to get a loan fast and easy in Australia?

We offer both small loans and long term personal loans starting at $2,100 up to $50,000. Apply for fast cash loans to help you secure a new rental property or apply for a larger loan amount for buying large assets like a new car, boat or even study and tuition expenses. Our available loans are fixed-rate personal loans and short term loans which means you are offered a fixed rate of interest that remains the same throughout the loan term.

If you’re not sure what kind of fast loans Australia will work for you, then do a quick online comparison between lenders and options. Compare features like advertised interest rates as well as any other fees like early termination fees. For example, when you opt for fast loans Australia from MyOzMoney, we don’t charge you an early termination fee if you want to pay out your loan balance before the loan term has elapsed.

Another great resource to use is our personal loan repayment calculator. This tool is designed to help you understand the total cost of your chosen finance option and how to reduce fees and charges. For example, if you have a collection of smaller debts that you want to tidy up then opting for a personal loan for debt consolidation could help you save on interest and other ongoing credit fees in the long term. Simply total up everything that you currently owe and apply for one of our easy online loans for the total balance. Once you have been approved and returned your signed contract, the funds are released to you immediately. You can then use them to close out your other smaller debts and comfortably manage a single monthly repayment with us instead.

 

How to get a loan fast and easy in Australia?

We offer both small loans and long term personal loans starting at $2,100 up to $50,000. Apply for fast cash loans to help you secure a new rental property or apply for a larger loan amount for buying large assets like a new car, boat or even study and tuition expenses. Our available loans are fixed-rate personal loans and short term loans which means you are offered a fixed rate of interest that remains the same throughout the loan term.

If you’re not sure what kind of fast loans Australia will work for you, then do a quick online comparison between lenders and options. Compare features like advertised interest rates as well as any other fees like early termination fees. For example, when you opt for fast loans Australia from MyOzMoney, we don’t charge you an early termination fee if you want to pay out your loan balance before the loan term has elapsed.

Another great resource to use is our personal loan repayment calculator. This tool is designed to help you understand the total cost of your chosen finance option and how to reduce fees and charges. For example, if you have a collection of smaller debts that you want to tidy up then opting for a personal loan for debt consolidation could help you save on interest and other ongoing credit fees in the long term. Simply total up everything that you currently owe and apply for one of our easy online loans for the total balance. Once you have been approved and returned your signed contract, the funds are released to you immediately. You can then use them to close out your other smaller debts and comfortably manage a single monthly repayment with us instead.

 

Can you get a fast loan in Australia with bad credit?

We are committed to responsible lending practices so we only offer our credit products to individuals who can comfortably afford them. When you apply for any of our easy finance options online using our quick and simple online form, you can expect to be asked for information relating to your current living expenses like what kind of rent or mortgage repayments you currently pay, your average costs for bills and other living expenses like fuel, entertainment costs and subscription services, as well as any other debts that you currently have. It’s important to be honest in this part of the credit assessment as often people who borrow more than they can comfortably afford to repay will compound existing debt issues rather than alleviate them. We understand what living expenses are like and what you are most likely to pay. We will be fair in assessing your credit application and only offer what we believe is best given your current circumstances.

If you don’t have any credit history yet or your credit history could be a little better, then consider reducing the loan amount that you are applying for to help us approve you faster. Taking a smaller quick cash loan option with us will show us what kind of credit customer you are with smaller credit risk. A good credit rating helps you access higher loan balances as well as lower interest rates and associated fees. Our loan options are flexible so when you need money for the bigger items, come back to MyOzMoney and enjoy the same low rates and fees.

Apply online now for fast loans Australia including personal loans in Sydney, Melbourne and Brisbane from MyOzMoney and enjoy easy applications, low rates and fees and same day cash transfers.

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