Loans from
$2,100 to $15,000

Quick. Online. Easy.

How much do you need?

For how long?




Total repayments $0, made up of an establishment fee of $0 and interest of $0. The repayment amount is based on the variables selected, is subject to our assessment and suitability, and other important terms and conditions apply.*


For illustrative purposes only. The example shown above is based on an average customer. We base our decisions on several criteria and loans can only be granted to borrowers who can afford repayments. For more information about responsible lending contact us on 1800107010.

Advance Loans

Why choose MyOzMoney?

We are straight forward,
great to deal with and are all
about making it easier for you.

...

Quick application

Applying online takes less
than 5 minutes. That’s fast.

...

Easy to complete

It’s so quick and simple,
with no paperwork required.

...

Same day transfer

Once approved, we send cash
straight to your bank account.

Advance Loans Today

An advance loan is a small loan that can be applied for quickly and easily online. Advance loans are usually repaid over a short period of time, such as a few weeks or months. They can be useful short term solutions for borrowers when unexpected expenses arise in amounts that are too small for a traditional personal loan.

These things Happen

Advance loans can cover a number of tricky unforeseen circumstances, such as storm damages to your property that require urgent repairs, or when a bill pops up that you just weren’t ready for. Advance loans can also be useful for more spontaneous and fun purchases, such as treating yourself to a new outfit, or buying a spontaneous gift for that special someone. The sky’s the limit!

The reality is that when you’re faced with the unexpected, the last thing you need is more stress. That’s why a fast MyOzMoney advance loan can be just what you need. Find out how much you can borrow by using our free online calculator, and get started today.

Fast and simple application

The application process for an advance loan is simple and can be completed online in as little as five minutes.

Start with our personal loan repayment calculator to understand your obligations. Then all you need is a mobile phone number, and your bank details so we can deposit your unsecured loan into your account. If you’re on the go, our website is mobile and tablet-friendly, so you can apply for an advance loan from anywhere, at any time.

Once you’re approved, you should have your cash advance within an hour, depending on your financial institution. And unlike a loan with a traditional bank, you can apply for a MyOzMoney advance loan at any time, including after-hours or on weekends. It really is that convenient and simple!

Responsible Lending

At MyOzMoney we are highly committed to responsible lending. When assessing whether an advance loan is right for you, we digitally check your bank accounts to make sure you’ve got enough income to support your small loan repayments.

We also reward your good credit history with a lower interest rate on your personal loan, something very few lenders can do! Finally, our regular direct-debit repayment schedule is tailored to your needs, so you won’t ever have to worry about making manual payments.

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