Fast Cash Melbourne

Get approved today for fast cash in Melbourne for loans ranging from $2,100 to $50,000. Our application form takes you less than 5 minutes to complete and submit. We don’t ask you to print anything out and upload it. We don’t need to speak with your employer and we probably won’t even need to speak with you. Apply online today to discover a more intuitive, easier and hassle-free way to get the cash you need faster.

How to get fast cash in Melbourne?

The quickest and easiest way to get fast cash in Melbourne is to apply online with a dedicated online lender like MyOzMoney. Rather than other lenders who use a slower and less intuitive application and assessment process, we offer customers an easy and faster online experience that takes you less than 5 minutes to complete and submit. You’ll be asked for some standard financial information including your current salary or total income, your expenses like the rent that you currently pay or your mortgage repayments, your other living expenses like food, utilities and entertainment as well as any other debts or bills that you regularly pay. We’ll ask you how much you want to borrow and how long you would like the loan term to be.

If you’re not sure what sort of cash loan you’re looking for then you can use our online tools like a loan repayment calculator to help you find a comfortable and affordable finance amount. Our small loans start at $2,100 and can be taken over just 12 months. Small loans are great for helping out with unexpected costs, planning for upcoming costs and generally smoothing out your cash flow bumps and hurdles. Our range of short term loans is flexible so you can choose a 1 year or 2-year term quickly and easily.

Larger loan balances up to $50,000 are available to take over 5 years or 60 months. If you’re looking for a quick loan to return to study, start up a new course for the first time, plan your wedding or finally get a start on home renovations then a quick and easy personal loan from MyOzMoney could be just what you’re looking for. It’s the same application process and processing time, regardless of the loan value. Customers who apply during our business hours typically receive a response within a matter of minutes. Once you receive a loan offer then it’s simply a case of accepting that offer and letting us know. We don’t send out long contracts that you need to sign and scan back to us. Instead, everything you need to know including all fees and charges, total interest payable, loan term and repayment amount, terms and conditions, are all viewable online either via your loan offer or through our website directly. Accepting your offer takes you no time at all with a quick digital signature all that is required.

As soon as your loan offer has been accepted and received by our loans team, your funds are transferred to your bank account immediately. This could mean that the money you’ve been looking for could be in your actual account within the same day that you applied for it. We offer fast, easy and fair financing options to all of Australia and all online.

How do repayments work for fast cash loans?

Your loan repayments are fixed as is your interest rate which means that your loan offer will show you what your repayment amount is, how often it is directly debited from your account, how many repayments you will need to make and how long your loan term is. Repayments can be either monthly or fortnightly, depending on the loan. You can also close out your loan balance ahead of the loan term if you want to without having to pay an early termination fee, unlike conditions you find with some other lenders. Early termination fees can range from $300 to $600, depending on the lender.

What you can’t do is redraw on your personal loan or apply for an increase while your loan is still active. If you are searching for fast cash loans in Melbourne that you can redraw when you need to, without having to start a new application process, then you may find our line of credit option a better financial fit. Our line of credit is a revolving finance option which means that after you have borrowed funds and repaid them, you can then instantly borrow them again and as often as you need. When you are approved for a line of credit with MyOzMoney, your available balance is between $1,000 and $15,000. This is pre-approved credit that you can withdraw when you need it in cash amounts. Withdrawals must be at least $100.

How long does it take to get fast cash in Melbourne?

Getting approved for online loans is what we specialise in and we’re always trying to make it a faster, easier and more intuitive process. If you apply online today during our business hours, then you could receive an approval in a matter of minutes. If you’re happy with the finance offer that we have made you then you could have the quick cash loan you need in your account, the same afternoon. If not, then by the next business day at the latest.

To be eligible to apply for any of our finance options, you must be at least 18 years of age, currently employed and a resident in Australia. If you can tick all of those boxes, then you are less than 5 minutes away from submitting a new application with us online. We cover all of Melbourne and the rest of the country so you can apply from Melbourne CBD, South Melbourne, Frankston, St Kilda, Bundoora, Dandenong, Werribee, Docklands, Southbank and Port Melbourne and anywhere else in the greater area from any device.

Apply today to discover how much you could be approved for and get the fast cash in Melbourne you’re looking for sooner rather than later.