Simple and flexible
loans up to $250,000

Quick. Online. Easy.

How much do you need?

For how long?



For illustrative purposes only. The example shown above is based on an average customer. We base our decisions on several criteria and loans can only be granted to borrowers who can afford repayments. For more information about responsible lending contact us on 1800107010.

Small business loans

Why choose MyOzMoney?

We are straight forward,
great to deal with and are all
about making it easier for you.

...

Quick application

Applying online takes less
than 5 minutes. That’s fast.

...

Easy to complete

It’s so quick and simple,
with no paperwork required.

...

Same day transfer

Once approved, we send cash
straight to your bank account.

What is a small business loan?

A small business loan is a loan which is specifically designed for use by a small business. Many times, small businesses will use these loans to buy equipment which is required within their operation, to pay employees before cash flow is positive, or to cover rent within a new office building.

Are you eligible?

To be eligible, your business
must meet the following:

Be registered
in Australia

Trading for at
least 18 months

Turned over $200k
in the last 12 months

Have an Australian
online banking account

Ready to apply?

We understand the needs of 
small businesses

We work with many small businesses that have had trouble getting financing from traditional brick and mortar banks. Especially if you are looking for new business loans, many banks may be hesitant to underwrite business loans to new companies which have not yet established positive cash flow or do not have collateral to back up the loan agreement. The problem for many small business owners is that it can be challenging to establish positive cash flow or acquire this collateral without initial funding from a lender.

It's the classic dilemma of which came first: the chicken or the egg?

We understand this dilemma, and are focused on providing business loans for small business across Australia. Our small business lending team has created an online loan product that will give you the small business funding that is right for you and your growing operation, when you need it most. Providing Australian business owners with competitive small business loans is a cornerstone of our business and we strive to keep the process fast, transparent, and affordable.

Access cash fast for your growing business at competitive rates

At MyOzMoney, we specialize in helping you get small business loans online. Simply input the size and term of the loan you are looking for, and a few personal and bank details. With this information, we can provide a detailed breakdown of the type of loan we can provide and the loan interest rates which are available.

Our mission is to provide a transparent process and competitive rates to each and every one of our clients. We know that if we can knock the ball out of the park for you and your business, you will continue to use our services as your business continues to grow.

How small businesses 
use this funding

We work with businesses across the spectrum: from family-owned bakeries to expanding construction companies to that t-shirt line you’ve created in your side hustle. Sometimes, these businesses have an established customer base, but need small business financing to help bring their operation to the next level. Other times you may be just starting out, and need the cash as a launching pad.

You can use small business loans from MyOzMoney to purchase equipment, pay employees during the expansion process, or cover first and last month’s rent at a new office building. Any financial need you have can be covered using our suite of small business loans – regardless of who you are or what you are bringing to the table.

So take a look at how much you can borrow today – and the sky really will be the limit.

Ready to start?

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